YNAB MCP Server

Terms

Free, single-user, non-commercial connector. Use it with care because it can read and create budget records when you ask it to.

Permitted use

The hosted connector is provided for personal, single-user, non-commercial use. Do not resell it, run shared public access through it, or use it for managed financial services.

No financial advice

The connector exposes YNAB data to your AI client. It does not provide financial, tax, investment, or legal advice. Review any generated transaction or recommendation before relying on it.

Availability

This is a personal tool offered without uptime guarantees. Access may be changed, limited, or removed if the service is abused, if YNAB changes its API, or if hosting costs become unreasonable.